7 Days Loan App List 2025: Beware of Hidden Fees, High Interest & Risks

Want to Know more about the 7 Days Loan App? If Yes then this blog is only for you because in this blog I have shared many important details regarding 7 day loan app like its pros and cons along with this I have also given my Point of View.

No, matter how Much you research or Read about instant loan apps, I have made this blog which covers every point on this important topic.

List of 11 Best 7 Days Loan Apps List in India

Nowadays In India there are several apps available that provide Loan services, but Very few of them are genuine and RBI Approved Yes you heard Right there are a lot of 7 days loan app that claims instant loan approval and disbursal but Guys don’t come in there trap.

How to safe from 7 days loan app

But the main Question is How to Find the Best 7 Days loan app that is genuine, authentic, and RBI-approved.

Please do not worry guys because in this paragraph I am going to share the Top 11, 7 days loan app List of 2025, where you can check each app’s pros and cons along with their Interest Rate.

App NameInterest Rates (p.a.)
MoneyTap13% to 15%
Dhani13.99%
IndiaLends16% to 21%
KreditBee14% to 15%
NIRA6% to 15%
SmartCoin1.5% to 15%
CASHe17% to 29.95%
Moneyview24% to 36%
Branch14% to 24%
MobiKwik17.99% to 35.99%
Mpocket15% to 24%

11 Best 7 Days Loan App List of 2025

Below I am giving the Top 15, 7 days loan app list of 2025 that have good reviews on the Google Play Store, So please read all of them very carefully because in this list I have covered the key points like Interest rate, Tenure, app rating, and Approved loan amount.

1. MoneyTap

MoneyTap is a Good option for taking personal loans because this app only takes 13-15% rate of interest and also gives good loan amounts which vary from Rs 5000 to Rs 25000 depending on your credit score.

The best thing about MoneyTap is it only takes interest on the used amount other than the total loan limit amount, Moneytap also gives an easy EMI option starting from 2-36 months.

Key PointsDetails
Interest Rate13% to 15%
Loan Amount₹5,000 to ₹25,000
Tenure2-36 months
App Rating4/5
ReviewGood

Pros: There are many advantages of the Moneytap loan app is Instant Approval, Borrowing in Parts, Work like a Credit Card, Flexible Repayment options, and User friendly Mobile App.

Cons: Along with advantages its have some Disadvantages which are Limited availability in Delhi NCR, Mumbai, Bangalore, and Chennai.

2. Dhani

I think You are well aware of Dhani because this app become popular among today’s generation because of its features like it give loan amounts from Rs 1000 to Rs 50000 with easy EMI options that start from 3-24 Months, on Google play store Dhani have Good rating of 4.5/5.

Key PointsDetails
Interest Rate13.99%
Loan Amount₹1,000 to ₹50,000
Tenure3 Months to 24 Months
App Rating4.5/5
ReviewGood

Pros: Some pros of the Dhani 7 Days loan app which allows users to apply for loan amounts ₹1000 to ₹50000 with less interest rate of 13.99%.

Cons: The only bad thing about Dhan is it requires a Good credit score for a loan.

3. IndiaLends

IndiaLends allows its users to take loans at minimum documents with an option of the digital credit line, which means interest is always taken on borrowed amounts to on entire limit, this loan app gives you 3 to 12 months for repayments.

Key PointsDetails
Interest Rate16% to 21%
Loan Amount₹5,000 to ₹20,000
Tenure3 Months to 12 Months
App Rating4.6/5
ReviewAverage

Pros: IndiaLends has some good things compared to other 7 days loan apps some of them is Minimal Documentation, Zero Hidden Charges, No Hidden Information.

Cons: Required More Documentation, Take KYC Time.

4. KreditBee

This app is my favorite because it takes only a 14% rate of interest with 3-9 month payment option, and it does not require a high CIBIL Score, If you want to take loan then you can try Kreditbee.

Key PointsDetails
Interest Rate14% to 15%
Loan Amount₹1,000 to ₹50,000
Tenure3 Months to 12 Months
App Rating4/5
ReviewGood

Pros: Available for self-employed, Low minimum loan amount, Flexible tenure options.

Cons: Taking processing fees Strict Document requirements for higher Loan amounts.

5. NIRA

Nowadays the NIRA loan app doing well means, it not taking any extra amounts as hidden charges. NIRA 7 days loan app also has a good rating on the Google Play Store which shows its genuineness.

Key PointsDetails
Interest Rate6% to 15%
Loan Amount₹5,000 to ₹1,50,000
Tenure4 Months to 24 Months
App Rating4.7/5
ReviewBest

Pros: Minimum Annual Percentage Rate, Minimum Repayment Period, Fast Processing.

Cons: It requires a high CIBIL Score and a Good CIBIL age.

6. SmartCoin

SmartCoint is also a good option for taking a loan for a short time, There are many great things about this 7 days loan app just as it gives Rs 1,000 to Rs 70,000 loan amount with easy installment features.

Key PointsDetails
Interest Rate1.5% to 15%
Loan Amount₹1,000 to ₹70,000
Tenure3 Months to 24 Months
App Rating3.9/5
ReviewGood

Pros: Completely Digital, Instant Bank Transfer, minimum salary limit

Cons: SmartCoin takes processing fees and also requires a good Cibil score.

7. CASHe

CASHe is a top loan app known for its credit limits, it gives you high loan amounts but takes a low interest rate. In 2025 if you make up your mind to take a loan then this app is a good option.

Key PointsDetails
Interest Rate17% to 29.95%
Loan Amount₹1,000 to ₹4 lakh
Tenure6 Months to 24 Months
App Rating4/5
ReviewGood

Pros: Flexible Loan Tenures, No Collaterals Needed, No hidden charges.

Cons: It is a hard-approved loan, and you need a good credit history.

8. Moneyview

Moneyview is well know brand for taking online loans without going anywhere, if you looking forward to opening your business then its app if for gives you a loan amount for 1-2 years.

Key PointsDetails
Interest Rate24% to 36%
Loan Amount₹1,000 to ₹50,000
Tenure3 Months to 24 Months
App Rating4.9/5
ReviewAmazing

Pros: Flexible Loan Amount, Disbursal in a Few Minutes, Required Zero Collateral.

Cons: Taking Processing fees, and needing a salary certificate for the loan.

9. Branch

If you are a collage going person and running cash out then you can try the Branch loan app because it gives you a loan of Rs 500 to Rs 20,000 level-wise, one you can pay its 1st installments it unlocks the next credit limit for you.

Key PointsDetails
Interest Rate14% to 24%
Loan Amount₹500 to ₹20,000
Tenure1 Months to 9 Months
App Rating4.1/5
ReviewGood

Pros: Easy EMI Option, Student can apply, need only PAN Card and Adharcard.

Cons: No need for a salary account, no need for any proof.

10. MobiKwik

MobikWik is doing good in the loan landing area it allows its users to pay long in easy installments with low rates of interest, especially its ZIP EMI option is great for taking 7 day loan Apk.

Key PointsDetails
Interest Rate17.99% to 35.99%
Loan Amount₹10,000 to ₹2,00,000
Tenure3 Months to 24 Months
App Rating5/5
ReviewAmazing

Pros: Easy EMI option of 9 months, No extra documents needed, no hidden charges.

Cons: Mobikwik 7 days loan app requires a good credit score and a Good repayment history.

11. Mpocket

Like the Branch app, Mpocket works similarly it gives loans to anyone who has an average Cibil score and KYC Documents, So you can try this app if you want to take an online loan for a short time.

Key PointsDetails
Interest Rate14% to 24%
Loan Amount₹500 to ₹20,000
Tenure1 Months to 3 Months
App Rating3.9/5
ReviewGood

Pros: Mpocket is good for college-going students because it gives loans whether you have a Cibil score or not.

Cons: Not need any salary proof, it Gives loans even at an average CIBIL score.

7 days loan app Download for Android

To Download the Safe 7 days loan app for Android you first need to find out the best and rbi approved loan app from the internet and after that do some research regarding the loan app, you can get help from RBI Approved Loan app list, to Download RBI approved 7 days loan app list please click here.

Why Not use the 7 Days Loan app?

If a 7 days loan app is not approved by RBI then please immediately delete it because these fake loan apps harm you and your device by taking access to your mobile device once you are unable to repay these app loan amounts they start blackmailing you by calling you and your relatives.

I think you now understand why you did not use any 7 day loan app that is not RBI approved but if you still have questions regarding it then please contact us, Remember to Always use RBI Approved loan app.

How to Report Cyber Fraud?

If you are in the trap of any fraud loan app or harassed by any loan app then please do not waste time immediately reporting to the cyber branch, by visiting the nearest police station. You first need to take a screenshot that that fake 7 days loan app and its transaction records and then add these details with your complaint report.

Is there any 7 days loan app Harassment Solution?

The answer to this topic is Both yes and No because there are many apps available in the Google Play Store that claim they are RBI registered but do not believe in them guys until you personally not verify it.

To verify whether a particular app is rbi registered or not you need to visit the RBI website where you can check whether that app is registered with rbi or not.

You can also check its NBSF records what its behavior was in the past.

Advantages of RBI-approved loan apps?

There are many Advantages of RBI approved 7 days loan app, some of which i have mentioned in this paragraph, Nowadays it is difficult for consumers to choose the right Loan app here RBI Approved loan app helps you because the app is approved by RBI then its means that app is secure, safe and taking a low rate of interest.

Along with this rbi approved 7 days loan app not harass you if you fail to repay your loan amount.

Key Features of 7 Days Loan Apps

Some Key features of Instatant 7 days loan applications are given below.

  • Taking Low Interest Rate.
  • Banking Regulations.
  • Fast Loan Processing.
  • Nominal Documentation.
  • Long Tenure.
  • Low Processing Fee.
  • Digital Comfort.

Reviews on 7 days loan app.

Below I have given Some public Reviews on the Best 7 Days loan app of 2025, These Reviews are taken from Google Play Store, please read all of these reviews before making any decision to take a loan from any app.

Ranchit:- 7 days loan app list helps me to find out which loan app is RBI registered and which is not, along with this it also gives a fast loan and loan amount with a low rate of interest.

Arpit:- All the information provided regarding the instant loan app, guides me to choose the best loan app for my business without going anywhere.

Rupali:- I am a student and I want to take a loan for my studies but I have less CIBIL age, But 7 days loan app list helps me to find a good loan app with an easy EMI option, I am thankful to the owner of this blog.

7 Days Loan App

7 Days loan App low Cibil Score

If you have a low credit score but still want to take a loan from the 7 Days Loan app then this paragraph is only for you. The loan apps that provide loans with low credit scores may be a trap.

Yes, You heard Right it may be a loan trap I am not saying all loan apps that give you loans are scams or fraud, But in India, many apps give loans at low credit scores and after that take high rates of interest, and people simply take another loan for paying first one and trap in a never-ending loop.

So, always take a loan from the RBI registered loan app and also read its public reviews and do some research on it, by this you can safe yourself and your family from fake loan apps.

FAQs on 7 Days Loan Apps

Are 7 Days Loan App are Safe?

It depends on its NBFC, if NBFC is registered with RBI then it is a safe loan app for taking loans, but if any app that provides loan are approved by RBI then it is not safe.

Which app is best for urgent loans?

There are many 7 days loan apps available which is RBI registered, and safe you can use any of them.

How to get 20,000 rupees urgently?

If you have a good CIBIL score then many loan apps can easily give you a loan with an easy EMI option.

7 days loan app List

In my blog I have given 7 days loan app list with proper pros and cons, you can read all of them to know more about it.

Which is The Best 7 days loan App?

According to me, MoneyView is the best loan app because it gives loan amounts with long tenure and also has user user-friendly interface.

Conclusion

Nowadays it is difficult to identify which loan app id safe and which one is not, I hope you loan my blog on 7 Days Loan app list, if you have still some questions on this topic then please comment below comment box. I will soon try to give you a reply.

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